Privacy & Security
Safe and secure is easy to promise but difficult to deliver. Our new security system offers industry leading Multi-Factor Authentication (MFA) featuring native, one-time passwords via SMS as well as integrated VeriSign tokens at the transaction level for protection of consumer and commercial transactions. We will protect you, your family, or your business from the financial scams and hacking we read about daily. Our goal is make sure that convenience doesn’t put your security at risk; it is possible to have both.
We Respect Your Privacy
First Security Bank of Helena respects the privacy of our customers. We consider any personal information you supply to us to be confidential, and we will only use this information for the purpose of providing you with superior services and products. Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
„ Social Security number and transaction history
„ Account balances and payment history
„ Credit history and account transactions
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Security Bank of Helena chooses to share; and whether you can limit this sharing.
|Resons we can share your personal information||Does First Security Bank share?||Can you limit this sharing?|
|For our everyday business purposes; to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.||Yes||No|
|For Marketing Purposes||No||We don't share|
|To offer our products and services to you|| || |
|Joint marketing with other financial companies||No||We don't share|
|For our affiliates' everday business purposes, such as transactions and experiences as well as credit worthiness||No||We don't share|
|For our affiliates to market to you||No||We don't share|
|For nanaffiliates to market to you||No||We don't share|
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. There measures include computer safeguards and secured files and buildings. We restrict access to your personal and account information to those employees who need to know that information to provide products and services to you. Employees who violate these standards will be subject to disciplinary measures. We collect your personal information, for example, when you open an account or deposit money, pay your bills or apply for a loan, or provide us with your account information.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes- information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies. First
Security Bank of Helena has no affiliates
Non-affiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
First Security Bank of Helena does not share with non-affiliates so they can market to you.
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or
services to you. First Security Bank of Helena does not jointly market
Other important information: We do not share any information we collect in connection with offering our services with anyone
(except to the extent necessary to complete transactions authorized by you).