As of April, 30 2008

Investment Accounts Min Deposit Maturity Rate APY
Certificate of Deposit $1,000.00 91 Days 2.17% 2.19%
Certificate of Deposit $1,000.00 182 Days 2.40% 2.42%
Certificate of Deposit $1,000.00 12 Month 2.60% 2.63%
Certificate of Deposit $1,000.00 24 Month 3.00% 3.03%
Certificate of Deposit $1,000.00 60 Month NQ NQ
Money Market Deposit (restricted indiv/bus) $2500.00 >
$50,000.00
  0.35%
1.10%
0.35%
1.11%
Super Now Account $2,500.00   0.35% 0.35%
Now Checking Account $1,000.00   0.35% 0.35%
Savings $100.00   0.35% 0.35%
IRA Accounts
variable adj Max 15% Min 3%
$50.00 18 Month 3.20% 3.24%

APY and rates effective 4/30/08. A minimum balance may be required to obtain the advertised APY. Programs (including, without limit, fees, rates and features) are subject to change without notice. APY is variable and interest rate and APY may change at bank's discretion after account is opened. Access to funds is subject to funds availability and transaction limits. Fees may reduce earnings. A penalty is imposed for early withdrawal.



    
   
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