Checking | Savings | Certificates of Deposit | Consumer Loans

Checking Accounts

Household Checking
No service charge if you maintain a minimum balance

• Minimum balance of $300 during the monthly statement cycle, the service charge will be assessed as follows: Maintenance charge of $5, plus 25¢ for each check or debit item during statement cycle.
• No charge for the first 25 items deposited per month. After that, there will be a charge of 5¢ per item, regardless of balance of account.
• You will receive a monthly statement.
  

Economy Checking
For those who write only a few checks each month

• No minimum balance required.
• For each check or debit charged against the account during the statement cycle, 25¢ per item.
• No charge for the first 25 items deposited per month. After that, there will be a charge of 5¢ per item, regardless of balance of account.
• You will receive a monthly statement.
  

Club VIP Checking
Special banking privileges for Senior Citizens

• 60 years of age requirement for this checking account.
• Maintenance fee per month of $5.
• No minimum balance.
• No charge for the first 25 items deposited per month. After that, there will be a charge of 5¢ per item, regardless of balance of account.
• You will receive a monthly statement.
  

Custom NOW Accounts
Interest paid on your checking account

• No service charge if you maintain a $1,000 minimum balance.
• If balance falls below $1,000 during the statement cycle, a maintenance fee of $10, plus 25¢ per debit item, will be assessed.
• Accounts maintaining the minimum balance will be paid interest on average balance. No interest will be paid on account if minimum balance is not maintained.
• You will receive a monthly statement.
  

Super NOW Accounts

• Money Market Interest Rates.
• Minimum deposit of $2,500.
• If balance drops below $2,500 during the statement cycle, a maintenance fee of $10, plus 25¢ per debit item, will be assessed.
• Unlimited check writing privileges.
• Checks may be written for any amount.
• No early withdrawal penalty.
• You will receive a monthly statement.
  

Money Market Deposit Accounts

• Money Market Interest Rates
• Minimum deposit of $2,500.
• If balance drops below $2,500 during the statement cycle, a maintenance fee of $10 will be assessed.
• Unlimited deposits.
• Limited to six withdrawals per statement cycle, three by check and three by other authorized means.
• No early withdrawal penalty.
• You will receive a monthly statement.

Checking charges for all accounts

Overdraft, $20.
Stop payment, $10.
Wire transfer, $15.
Collection, $15.